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A common question among people looking for a new dental provider is, “how do I find a dentist that takes my insurance?” While many people have access to dental insurance through their employer, few understand the intricacies of how this works. Employers first work with dental insurance providers to negotiate benefits and then share the cost of services with their workers. Since employer contributions are not fixed, they tend to vary from one company to another. For this reason, it is not unusual to see two people paying different prices for the same services. To learn more about dental insurance and finding a new dentist, keep reading below.
Is it Difficult to Find a Dentist Who Takes My Insurance?
Affordable dental care begins with locating a dentist that takes insurance. At Richard L. Rausch, DDS, we understand that patients can often be intimidated by the complicated claims process which is why we work directly with insurers to file claims on their behalf. If you haven’t been able to understand, “how to use my dental insurance with a dentist in Rockefeller Plaza,” then your next call needs to be (646) 863-8184 to hear more about what we can offer.
Get to Know the Benefits of Your Dental Insurance Plan
When looking for a new dental care provider, people sometimes ask, “How do I find a dentist near me who accepts my insurance?” At our practice, we understand that navigating your dental insurance policy can be difficult at first. If you have questions about how to find a dentist in Rockefeller Plaza by insurance, our team is ready to help. Although we can answer many questions, there are some questions that you may need to ask your insurer directly. These questions may include things like:
- How many dental visits do I get each year?
- Is there a policy concerning missing teeth?
- Do certain services require pre-authorization?
- Which dentist takes my insurance?
- What are the minimum and maximum annual benefits for my plan?
- Is Invisalign® covered by my insurer?
- What copays or fees am I responsible for?
- What types of cosmetic or orthodontic options are covered by my insurance?
When talking to your insurance provider be sure to enquire about the type of plan you will be receiving. You will either have a HMO plan or a PPO plan, each offering different benefits. With an HMO plan, you’ll have to find a dentist that accepts HMO insurance from a predetermined list of providers. When searching for a dentist that accepts PPO insurance, on the other hand, you’ll likely have more freedom to choose a dentist outside of the network.
It is important to understand all the aspects of your insurance plan in order to get the most from your provider and choose services that are covered. Ask your provider to help you find a dentist in Rockefeller Plaza by insurance, but understand that you may still be responsible for paying out-of-pocket costs. Give us a call today to learn more about our dental services and how we can work with your insurance to maximize your benefits.
Your Partners for Dental Health
Give us a call next time you ask,“How can I find an affordable dentist near me who accepts my insurance?” We help patients achieve their dental goals by providing affordable treatment options and a variety of services to choose from. At Richard L. Rausch, DDS, we help patients understand their dental benefits and develop a customized treatment plan to address their needs. If you are ready to achieve a better smile, call us today to schedule an appointment.
Insurances We Accept